UPI just got an upgrade with Credit Line on UPI, a new “scan now, pay later” feature that’s changing how India borrows. From students to young professionals, this seamless credit option promises convenience but also carries risks like high interest and CIBIL score damage.

In this episode of Straight Up by EdexLive, we break down how it works, RBI–NPCI’s new rules (August 2025), benefits, risks, and tips to use it wisely. Is it smart convenience or a debt trap? Watch now to find out.